Confident investing starts with a real plan
A Financial Plan for Life
Comprehensive Financial Planning
Life doesn’t come with a financial manual—but we’ll help you build one. Our comprehensive planning process brings every part of your financial picture together so you can move forward with clarity and confidence.
Planning That Connects the Dots
Your goals, your money, one clear path
At Febbo Wealth Management, LLC, we believe the best financial plans are personal. They consider more than just investments—they reflect your priorities, your values, and your vision for the future. We take a full-picture approach that combines retirement, income, savings, tax strategy, insurance, and legacy planning into one cohesive plan that evolves with your life.
What’s Included in a Comprehensive Plan
More than a snapshot—it’s a strategy
We help you take control of your finances by creating a customized roadmap designed to grow and adapt over time.
Retirement & Income Planning
We help you map out how and when to retire—and how to turn your savings into income that lasts.
Investment Strategy & Oversight
We align your investments with your goals, risk tolerance, and long-term plan—so your portfolio works in support of your bigger picture.
Tax-Aware Planning
We explore strategies to help you reduce unnecessary tax impact, from account selection to withdrawal sequencing and charitable giving.
Education & Major Expense Planning
Whether you’re saving for college, a second home, or a family milestone, we’ll help you prepare with confidence.
Insurance & Risk Management
We review your existing coverage and help identify gaps or overlaps, ensuring your plan is protected from unexpected detours.
Financial Planning Questions
Helping you make informed decisions
A lot of people aren’t sure what financial planning actually includes—or whether they need it. Here are some common questions we hear from clients.
What is comprehensive financial planning?
Comprehensive financial planning looks at your entire financial picture—not just one account or investment. It includes everything from retirement and income planning to taxes, insurance, and estate considerations. The goal is to make sure all parts of your financial life are working together toward the same goals. It’s a proactive, structured way to reduce uncertainty and support long-term success.
Do I need a financial plan if I already have investments?
Yes. Having investments is a great start, but without a plan, it’s hard to know if they’re truly aligned with your goals. A financial plan helps you make intentional decisions about how much to save, when to draw income, and how to stay on track over time. It connects the dots between your assets and the life you’re building.
How often should I update my financial plan?
We recommend reviewing your plan at least once a year—or anytime you experience a major life change, like a new job, a move, a marriage, or a birth in the family. Your financial life isn’t static, and your plan shouldn’t be either. Regular check-ins help ensure your strategy stays aligned with your goals and current circumstances.
What makes your planning process different?
We take the time to get to know you—your goals, your challenges, and what really matters to you. Our process is collaborative, personal, and designed to evolve with your life. We also focus on clear communication and actionable steps, so you always understand where things stand and what comes next.
Can I just use online tools instead?
Online calculators can be helpful for quick estimates, but they can’t replace personalized advice or help you weigh trade-offs in real time. We bring context, experience, and perspective—plus the ability to adapt your plan as life unfolds. A human connection can make all the difference when your goals are complex or changing.