Confident investing starts with a real plan
Financial Services Tailored to Your Goals
Retirement Planning
Whether retirement is right around the corner or still a few years away, we’re here to help you feel ready. Our retirement planning services are built around your goals, your lifestyle, and your peace of mind.
A Plan for What’s Next
Because Retirement Isn’t One-size-fits-all
At Febbo Wealth Management, LLC, we believe retirement isn’t just about money—it’s about what that money allows you to do. From income strategies to tax efficiency, we work with clients to build personalized retirement plans. Whether you’re hoping to travel, support your family, or simply enjoy life at your pace, we help align your finances with your vision.
Our Retirement Planning Services
Guidance For Every Stage Of Retirement
We help you create a retirement plan that reflects your lifestyle, your values, and your future needs. Here are just a few ways we support our clients:
Income Planning for Retirement
We help you build a sustainable income stream from your savings, investments, pensions, and Social Security—so you can feel more confident in your monthly cash flow.
Retirement Savings Strategy
Whether you’re contributing to a 401(k), IRA, or other account, we help you assess whether you’re on track—and what adjustments could make a difference.
Social Security Timing
We guide you through your options for claiming Social Security, helping you weigh the benefits and tradeoffs of early vs. delayed filing.
Tax-Aware Withdrawals
Our plans consider how to draw income from your accounts in a way that’s mindful of taxes—so more of your money stays working for you.
Roth Conversions & RMD Planning
We evaluate strategies like Roth conversions and Required Minimum Distributions (RMDs) to keep your plan efficient and in line with IRS rules.
Retirement Planning Questions
We’re Here With Answers
Retirement comes with a lot of moving parts. Here are a few common questions we hear from clients in Easton and the greater Lehigh Valley area:
When should I start retirement planning?
Ideally, retirement planning starts in your 30s or 40s—but it’s never too late to begin. Whether you’re approaching retirement or already retired, we can help you make informed decisions about income, savings, and timing.
How much money do I need to retire comfortably?
That depends on your lifestyle, healthcare needs, and where you live. We work with clients to estimate future expenses and build a retirement income plan that fits their personal goals and cost of living.
Can you help me with Social Security decisions?
Yes. Deciding when to take Social Security can significantly impact your lifetime benefits. We help you analyze your options and coordinate your filing strategy with your overall retirement plan.
What if I want to retire early?
Early retirement is possible with the right planning. We’ll help you consider key factors like healthcare coverage, penalty-free withdrawals, and whether your savings can support your goals over a longer retirement horizon.
Do I need a financial advisor for retirement planning?
If you want a personalized strategy and guidance through changing markets and tax laws, working with a retirement-focused financial advisor can bring clarity and structure to your decisions. We’re here to guide you every step of the way.